If you’re planning a trip to Germany in 2017, don’t be put off taking your EHIC cover with you over fears about Brexit. The process of the UK withdrawing from the EU is going to take at least two years, and until then, arrangements remain unchanged. So pack the cards for the whole family, hope you’ll never need to see a doctor in Germany, but be prepared should the worst happen.

Finding medical assistance

Remember that EHIC is designed to give you the same rights to accessing state healthcare as a German resident. That means EHIC will only cover state medical care, not treatment in a private clinic or hospital. Insurance policies may cover private treatment, so ensure you are clear on what type of medical care you want or need, and what your EHIC and policy will cover. The state medical system in Germany is abbreviated to GKV, and doctors and hospitals which work within the state sector will display a sign saying “Kassenzart” or “Alle Kassen”. If In doubt check with the receptionist or hospital office – most will have someone who speaks good English and will help you navigate the system. If you need an ambulance in an emergency, dial 112 from any phone to be connected to the emergency services.

What is covered on the EHIC?

There are many differences between the German healthcare system and the UK’s system, and not everything covered in the UK will be free with your EHIC. You will not be charged for being seen by the doctor, either in a GP surgery or in hospital in an emergency. Be aware though that if you are asked whether you would prefer to see a senior doctor, this may come with a charge. If you’re admitted to hospital, you will pay 10 euros per day, up to a maximum of 28 days to cover your living expenses. Any blood tests, X-rays or other diagnostic tests which are recommended by the doctor will be covered by your EHIC too.

What will I have to pay for?

Although the EHIC covers the basics of your medical care, there are items which you will be expected to pay for. If you need medicines or bandages for your ongoing care after you leave hospital, you will be charged between five and ten euros per item, depending on the cost of the items which you need. These costs cannot be reclaimed in Germany, or when you return home to the UK. If the costs are considerable, you might be able to make a claim on a travel insurance policy instead. Children under the age of 18 do not have to pay towards medicines and bandages.

Medication – be aware

Germany has particularly strong customs regulations about travellers bringing medication into the country. If you are dependent on lots of medication, or if you are taking opiate-based medication, take copies of your prescriptions with you, and always keep medication in the original boxes. You probably won’t get stopped by a Customs Officer, but having paperwork will make life easier if you do.