If you asked someone to name the most expensive countries in Europe, Switzerland would probably be right at the top of the list. There’s no getting away from the fact that this small European nation which has built its fortune on financial services is a pricey place to go on holiday, which is of course part of its appeal. Swiss scenery is some of the most picturesque in Europe, and it’s famous for its punctual trains and efficient transport system. All this efficiency comes at a price though, and so if you’re looking for ways to keep costs to a minimum for your next Swiss trip, make sure you take your EHIC and know how to claim state healthcare should you need to.
State Healthcare
Swiss state healthcare is of a very high standard, and is a mix of state and private care. Unlike the UK where there is a clear distinction between state and private, in Switzerland it is usual to find state and private doctors working in the same hospital or health centre. As EHIC only covers state treatment, always show your EHIC card and passport when seeing a doctor or going to A&E and make it clear you want to be treated as a state patient.
Costs for Healthcare
Not all healthcare in Switzerland is provided free of charge, so be aware that there are some things you will be expected to pay for. Hospital treatment in a state hospital is free of charge both in an emergency and if you are referred there for further treatment after seeing a GP. Dental treatment isn’t covered under the state system unless caused by a serious accident, so you pay the full cost of any treatment you have. You also make a contribution towards any medication which you are prescribed by a doctor. One major difference from the UK is that Swiss people pay towards the cost of ambulance transfers to hospital, even in an emergency. If you are able to take a taxi or get a lift to hospital, it is far more cost-effective to do so. State healthcare doesn’t cover the costs of helicopter transfers off mountains or mountain rescue, so if you’re heading up into the Alps make sure you have appropriate travel insurance in place.
Will I need to Speak French or German?
Depending on where you are in Switzerland, the local language might be French, German or Italian. Most doctors in Switzerland will be able to speak English and will speak a bit of French in the German speaking area and vice versa. If you are struggling with a language barrier, a translation app on your phone or a native speaker of French, German or Italian might be useful. To call the emergency services, dial 112 which is the Pan-European equivalent of 999. 144 is the number you can call for an ambulance, bearing in mind that you will be expected to pay 50% of the cost. Most emergency operators will be able to speak English.